Serving San Francisco Bay Area & Nationwide Mon–Fri 9am–5pm PT · 510-306-4016

Your Business Advisor On‑Call. Save Time & Money
on Bookkeeping, Payroll & Tax Support.

TRUSTED GUIDANCE. SMART GROWTH. SCALABLE SOLUTIONS

Expert Bookkeeping & Financial Solutions For Businesses, Startups & Freelancers

At Luminara LLC we blend expert support with smart tools to elevate your financial strategy. From cleaning up your books to delivering strategic insights, we help guide your finances forward with confidence.

We work in the software you already use and many more

  • QuickBooks
  • Xero
  • Gusto
  • Ramp
  • Bill.com
  • Expensify
  • Mercury

Why Choose luminara LLC

your trusted partner for financial clarity

Small business owner reviewing financial reports with Luminara LLC’s professional bookkeeping and startup accounting services in San Francisco

exceptional services tailored to you

Monthly

Bookkeeping

Every transaction categorized and reconciled, with a P&L and balance sheet each month.

Small businesses · Startups

One-time project

Catch‑up & cleanup

Months or years behind? We rebuild your books so you can file, raise money or sell with confidence.

Anyone behind on their books

Every payday

Payroll Services

Employees and contractors paid on time, every run reviewed by a person, and federal and state payroll filings handled.

Businesses with employees and/or contractors

Year-end

W-2 & 1099 tax filing

W‑2s for your employees and 1099s for your contractors, prepared and filed on time, with contractor payments tracked all year so January is never a scramble.

Businesses paying staff or contractors

One-time

LLC, S‑corp & C‑corp formation

Choose the right structure, register it, and set up your books correctly from the first day.

New businesses

One-time project

Accounting software setup

QuickBooks, Xero, Bill.com, Ramp or Expensify set up and your team trained to use them.

Businesses outgrowing spreadsheets

Ongoing

Fractional CFO & advisory

Budgets, cash-flow planning and a clear read on your numbers, so you can make decisions with confidence.

Owners planning their next move

Monthly · Quarterly

GAAP accounting compliance

Accrual-basis, GAAP-compliant financial statements ready for investors, lenders and auditors.

Startups · Growing companies

Free downloads

Free 2026 year-end checklist & 2027 tax calendar

Three printable guides for small businesses, including a loan-ready financial package. Enter your email and we’ll send them right over.

Download free

Free consultation

Ready to get started?

We reply with a time for a free 20-minute call.

HoursMonday–Friday, 9am–5pm PT
LocationSan Francisco Bay Area · Serving clients nationwide

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    Bookkeeping for startups and identifying growth opportunities

    Safeguarding Your Future

    We Help To Craft Effective Business Strategies

    We Help To Achieve Sustainable Financial Growth

    We Provide Personalized Support for Individual & Businesses

    Best financial solutions to help you grow

    Financial Guidance For Individuals, Small Businesses & Startups Ready to Scale

    Comprehensive Bookkeeping and Insightful Financial Reporting

    Achieve Operational Efficiency and Scalable Business Processes

    Strategic Support Identifying Financial Growth Opportunities

    Tax Services San Francisco, partnering with clients

    English